Auto Insurance Claims Denied in Oklahoma – When it comes to filing an auto claim it can be so hard to know what is going to be denied and what is actually going to go through. That being said, a great Oklahoma denied insurance lawyer is going to be able to help you figure out why your claim was denied and work to get you a settlement.
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What Does it Mean When an Insurance Claim is Denied?
When dealing with insurance claims, there are instances in which your insurance company can deny a claim and refuse to pay out. They can refuse to pay out if they believe that what happened was your fault, if they believe that there is any sort of fraud, or if they feel that the claim is not justified. In these cases, you can appeal the claim and you can try to fight to get the claim approved so that you can get your insurance pay out.
How Often Are Insurance Claims Denied?
Insurance claims are denied more often than you might imagine. The denial rate for auto insurance claims is about 5-10%. This means that for the most part, your claim is likely to get approved. That being said, there are some that are going to be denied and a lawyer can really help. When a claim is denied it is likely that the person that is filing the claim has not paid their dues and therefore their insurance is not up to date, they have provided false information or they are not understanding what the policy really covers.
If you are dealing with a denial, you can first start by talking to your insurance company and asking what it was that caused the claim to be denied in the first place. They are required to tell you why the claim was denied so that you can figure out what needs to be changed and what you can do to get the claim resubmitted or to figure out what might be going on.
What to Do Next and How a Lawyer Can Help
After you have already talked to your insurance company and you cannot tell what is going on, you may want to talk to a lawyer about what steps can be taken next. After you have talked with the insurance company you want to hire a lawyer to help you start the denial appeal process. The first step is going to be to figure out what the denial was about then start to build your case to disprove that reason.
After you have started the appeal process, you are going to need to work closely with your attorney to build a case and to get the right information and the right evidence that is going to prove that the insurance company should have paid out on the claim. You are going to need to provide things like proof that your premiums are paid up, information about what led you to file the claim, and any witness reports that might be present to help back up your claims.
A lawyer is going to be able to help you argue your case, they are going to be able to help you create a case that is undeniable and that can be proven. It can be intimidating to go up against a huge insurance company and it can be difficult for you to prove that anything went wrong and that they were in the wrong with the denial. Your attorney is going to be your buffer between you and the insurance company. They will work with you closely to build the case and they will deal with the insurance company and any other questions that they might have.
Though it might seem like fighting back against a huge insurance company is impossible, it is not. You can do so much if you do take the time to find a great lawyer. In many cases, if an insurance company finds out that you are willing and ready to fight back, they are going to work to settle out of court rather than take to court and potentially lose more money and more time on the case. A lawyer is going to be a fantastic asset and they are going to be able to help you fight for what is right.
It can be so hard to figure out what to do next when you are dealing with an insurance claim that was denied, it can be easier to get a great lawyer that is going to be able to help you fight and help you get the settlement that you need and want.
A lawyer is going to be a big help when it comes to the overall process and to making sure that there is no further issue to deal with. They are also going to be able to help you figure out your next steps and to get your insurance claim approved and get the money you need to get your car repaired and to get things off to a great start.