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Is Paytm Safe? – About, Use, and More

by The Digital Trendz
Is Paytm Safe? – About, Use, and More - The Digital Trendz


India’s top digital payments company Paytm said its consumer data was safe after police arrested three people.

Including the company’s spokeswoman, over allegations.

They tried to blackmail its founder and extort nearly $ 3 million by threatening to leak personal data.

Use of the Paytm Services

Please read the following terms and conditions carefully before registering, browsing, downloading, or using the Paytm website located at paytm.com.

All associated sites link to paytm.com, the Paytm mobile application, or any similar platform on any device before availing of any services offered by Paytm.

These may include recharge or bill payment, digital products, semi-closed wallet service, and marketplace service.

The avoidance of doubt clarifies that these terms and conditions shall apply to all Paytm Services.

Thus, Patym Safe for all Payments.

Other Terms and Conditions

Additional terms and conditions may apply for You to avail of specific Paytm Services.

To specific portions or features of the Paytm Platform, including contests, promotions, or other similar features.

Paytm does not commit to update the materials on the Paytm Platform concerning such Paytm Services.

The following terms also govern and apply to Your use of the Paytm Safe, and they are incorporated.

1.      Communication Policy

By accepting the T&Cs, You get the following

Paytm may send alerts to the mobile phone number provided by You while registering with Paytm.

A platform for the SSOID service or any updated mobile number subsequently provided by You on the Paytm Platform, or via e-mail or push notifications.

The alerts will be received in the SMS case, only if the mobile phone is in ‘On’ mode to receive the SMS.

In the case of an e-mail, only if the e-mail servers and e-mail ids are functional.

In the case of push notifications, if the user has enabled the receipt of such statements.

If the mobile phone is in ‘Off’ mode or if the e-mail servers or ids are not functional,

Or if the push-notifications feature has been turning off, you may not get the alert or get delayed messages.

Paytm will do its best to provide alerts via SMS/e-mail/push notifications, and it deemed that You shall have received the information sent.

2.      Prohibited Conduct

By accessing or using the Paytm Platform or Paytm Services, You agree not to violate the T&Cs.

To impersonate any person or entity, falsely claim or otherwise misrepresent Your affiliation with any person or entity.

Or otherwise, avail of Paytm safe Services with what we reasonably believe to be potentially fraudulent funds.

The infringe our or any third party’s intellectual property rights, rights of publicity, or privacy.

3.      Limitation of Liability and Damages

In no event, Paytm or its contractors, agents, licensors, partners, or suppliers will be liable to You for any special, indirect, incidental, consequential, punitive, reliance, or exemplary damages.

  • this Agreement
  • the SSOID Agreement
  • the Paytm Services, the Paytm Platform
  • Your use or inability to use the Paytm Services, the Paytm Platform.

4.      Bill Payments and Digital Products Terms & Conditions

Please read the following terms and conditions carefully before registering, accessing, browsing, downloading, or using Paytm.

On any device and before availing any travel, recharge or bill payment or digital products related services offered by Paytm on the Paytm Platform.

5.      Refund Policy

All sales of prepaid recharge on the Paytm Platform are final with no refund or exchange permitted.

You are responsible for the mobile number or DTH account number for which You purchase the prepaid recharge and all charges that result from those purchases.

Paytm is not responsible for purchasing prepaid recharge for an incorrect mobile number or DTH account number.

Your card or bank account and recharge are not delivering within 24 hours of completing the transaction.

6.      No Warranties

Paytm and its third-party partners disclaim all warranties or guarantees to the fullest extent permissible under applicable law.

Whether statutory, express or implied – including, but not limited to, fitness for a particular purpose and non-infringement of proprietary rights.

Paytm does not warrant that the Paytm Services will be uninterrupted or error-free or that defects in the site will be corrected.

Is the Economical Model of Transaction through Paytm secure?

Yes! The money stored securely in your Paytm Cash account is on a PCI DSS certified security business platform that uses VeriSign’s trusted technology.

You can download the Paytm application for your smartphone here, Windows Mobile, iPhone, Android phone.

How to Use Paytm?

To use Paytm, you must first have a Smartphone.

Second, you must have a debit or credit card.

In case you don’t have a debit/credit card, you can transfer the money to your Paytm account through a Paytm retailer who can transfer money to your account using your own Paytm account.

You can charge a nominal fee for this.

Once the application is installing, launch the application.

Create an account by entering the necessary information and following the instructions on the screen.

To complete the registration process, you will be asking for an OTP or a unique password.

Enter the OTP that you receive via SMS.

Now, set a password for your account. Once done, log into the store.

The advantage of using Paytm is that the same login details can access Paytm through a web browser to make online payments.

Authenticate your transaction using OTP or 3D Secure PIN, and voila!

Once you have the required amount in the wallet, you can use it for payment.

Most local stores accept Paytm.

Scan the Paytm QR code displayed by the retailer

I am using the mobile number of the Paytm account holder.

Another Method

An additional method to pay through Paytm safe is through the QR Code in your application.

In this method, the seller will scan your phone code, and then you can enter the amount you want to pay him.

Paytm also offers an offline payment option.

You must call the toll-free number 1800 1800 1234 and complete the transaction online without using the Internet.

To make the payment, you and the seller must create a 4-digit payment PIN.

Then enter the recipient’s mobile phone number and enter the payment amount.

Finally, you must provide the recipient’s payment PIN.

The amount is to be transferring to the recipient’s Paytm account.

Paytm works primarily as a Digital Wallet, a term used for an electronic device that allows you to carry out e-commerce transactions, usually through your mobile phone.

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